Privacy Policy
Last Updated: January 28, 2025
Quick Summary
YapyPay respects your privacy. We collect only essential information to provide our payment services, never sell your data, and use industry-standard security measures to protect your information. You have full control over your data and can request its deletion at any time.
1. Introduction
This Privacy Policy explains how YapyPay ("we," "us," or "our") collects, uses, stores, and protects your personal information when you use our payment gateway platform and related services (collectively, the "Services"). By accessing or using YapyPay.com and our Services, you acknowledge that you have read, understood, and agree to this Privacy Policy.
2. Information We Collect
2.1 Account Information
When you create a YapyPay merchant account, we collect:
- •Email address (required for account creation and communication)
- •Payment wallet address (for receiving payouts)
- •Password (encrypted and never stored in plain text)
- •Subscription plan preferences and billing history
2.2 Transaction Data
To process payments and provide our Services, we collect:
- •Payment amount, currency, and transaction status
- •Payment descriptions and metadata
- •Webhook URLs and API integration data
- •Commission rates and quota usage statistics
2.3 Technical Information
We automatically collect certain technical data:
- •IP address, browser type, and device information
- •Pages visited, time spent, and navigation patterns
- •API request logs and error reports
- •Cookies and similar tracking technologies
3. How We Use Your Information
YapyPay uses collected information for the following purposes:
Service Delivery
- • Processing payments and managing transactions
- • Maintaining your merchant account and subscription
- • Enforcing quota limits and plan restrictions
- • Providing customer support and technical assistance
Platform Improvement
- • Analyzing usage patterns to improve our Services
- • Detecting and preventing fraud or security threats
- • Testing new features and optimizing performance
- • Generating anonymized statistics and insights
Communication
- • Sending transaction notifications and receipts
- • Alerting you about quota usage and limits
- • Providing service updates and security notices
- • Responding to inquiries and support requests
4. Data Sharing and Disclosure
YapyPay does not sell, rent, or trade your personal information. We may share your data only in the following limited circumstances:
- Payment Processors: We share necessary transaction data with our licensed third-party payment processors to facilitate fiat payments securely.
- Legal Requirements: We may disclose information when required by law, court order, or government regulation, or to protect our rights and safety.
- Service Providers: Trusted third parties who assist in operating our platform (hosting, analytics, email delivery) under strict confidentiality agreements.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, user data may be transferred to the acquiring entity.
5. Data Security
We implement industry-standard security measures to protect your information:
- •Encryption: All data transmitted between your browser and our servers is encrypted using SSL/TLS (HTTPS)
- •Password Protection: Passwords are hashed using bcrypt before storage
- •Access Controls: Limited employee access to personal data on a need-to-know basis
- •Regular Audits: Security assessments and vulnerability testing
Note: While we strive to protect your data, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.
6. Cookies and Tracking
YapyPay uses cookies and similar technologies to improve your experience:
- •Essential Cookies: Required for authentication and core functionality
- •Analytics Cookies: Help us understand how users interact with our Services
- •Preference Cookies: Remember your settings and customizations
You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our Services.
7. Your Rights and Choices
You have the following rights regarding your personal data:
Access and Portability
Request a copy of your personal data in a portable format
Correction
Update or correct inaccurate information in your account settings
Deletion
Request deletion of your account and associated data (subject to legal retention requirements)
Marketing Opt-Out
Unsubscribe from promotional emails (transactional emails will still be sent)
To exercise these rights, contact us at privacy@yapypay.com
8. Data Retention
We retain your personal information for as long as necessary to provide our Services and comply with legal obligations. Account data is retained while your account is active. Transaction records are kept for 7 years for accounting and tax purposes. After account deletion, we may retain anonymized data for analytical purposes.
9. Third-Party Services
Our Services may contain links to external websites or integrate with third-party services. YapyPay is not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.
10. Children's Privacy
YapyPay Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us immediately, and we will delete such information.
11. International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using our Services, you consent to such transfers.
12. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Significant changes will be announced via email or prominent notice on our website. Your continued use of YapyPay after such changes constitutes acceptance of the updated policy.
13. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: